Some Medicare Supplement (also known as Medigap) insurance plans do offer coverage for out-of-country travel. Medicare will cover health care in a foreign hospital if you live in the United States and have a medical emergency, but the nearest foreign hospital is closer to you than the nearest U.S. hospital. If you donât have any foreign travel coverage at all, Medicare suggests talking to your travel agent about travel insurance. As mentioned, some Medicare Advantage plans provide coverage for travel abroad also. Speak with a licensed Insurance agent 1-800-299-3166 TTY users 711 | M-F 8-5 © 2020 eHealthInsurance Services, Inc. Will Medicare Cover Me If I Travel to Another State or Country? There is a lifetime maximum benefit of $50,000, which means if you end up with medical bills over $50,000, you will be responsible for all bills over that amount. Only certain areas may be included, certain care may not be covered, and/or you may pay more if you see providers that are outside the plan’s network. The only supplement plans that currently cover it are Plans C and F, which are being phased out in 2020. Can't find the answer you're looking for? Medigap plans C, D, F, G, M and N generally cover some type of travel … For most individuals, a Medicare Supplement works well by offering the perk of foreign travel coverage. Medicare will pay for medical care you get on a cruise ship if you get the care while the ship is in U.S. territorial waters. Medigap plans C, D, F, G, M and N generally … If you do not choose a new plan, you will automatically be enrolled in Original Medicare. Some plans may cover providers that are out-of-network or out of your service area, but with higher cost-sharing (copayments, coinsurances). Does Medicare Advantage Cover Foreign Travel? Our team of dedicated, licensed agents can help you as little or as much as you need. If you will be traveling out of state, contact your Medicare Advantage plan for more information on coverage while out of your plan’s service area. Note: Medicare Advantage Plans are required to cover emergency and urgent care anywhere in the U.S. without imposing additional costs or coverage rules. Cigna and Aetna are two companies that do have plans that cover international travel. Others prefer to stay on Original Medicare and simply want to supplement it to fill some of the gaps in coverage. Your browser does not support JavaScript or it has been disabled. This includes all 50 states, the District of Columbia, Puerto Rico, the Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands. Major Medicare Advantage plan providers recommend purchasing additional travel health insurance before visiting international destinations.